What Is Renters Insurance?
You can have peace of mind for pennies! Renters Insurance is coverage for your personal possessions when you are renting.
Whether you rent a house or an apartment, protect your possessions with renters insurance and you could end up saving thousands if your property is stolen or damaged.
Why Should I Get Renters Insurance?
Picture this: Your apartment is ravaged by a fire. Do you have the financial means to replace all of your belongings? Everything from your flat screen to your toothbrush are covered by renters insurance.
The owner of the apartment building has insurance, but it probably only covers the building itself — not your belongings.
If someone is injured during an accident in your home, renters insurance can also help protect you in the case of a Liability lawsuit.
What Does My Renters Insurance Cover?
Renters insurance covers against the following (but not limited to):
Fire or lightning damage
Windstorm or hail damage
We can walk you through exactly what renters insurance covers and what it doesn’t. A typical policy would not cover the following:
• Bodily injury or property damage that is expected or intended by the insured
• Business pursuits
• Professional services provided or not provided
• Ownership, operation, use, or maintenance of aircraft, motor vehicles, and certain watercraft